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EMV Payment Appliance
 
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A low-cost co-design based, EMV capable payment appliance.

 

About the EMV Standard
EMV is a standard for interoperation of IC cards ("Chip cards") for authenticating credit and debit card payments. IC card systems based on EMV are being phased in across the world, under names such as "IC Credit" and "Chip and PIN".

The EMV standard defines the interaction at the physical, electrical, data and application levels between IC cards and IC card processing devices for financial transactions. Portions of the standard are heavily based on the IC Chip card interface defined in ISO 7816.

The EMV Integrated Circuit Card Specifications for Payment Systems is maintained, managed and enhanced by EMVCo LLC, which was formed by Europay International, MasterCard International and Visa International. .

 
Project Implementation
The implementation of this project was carried out on ECMs framework components - Thor: A microcontroller and FPGA based development platform.

EMV, being a new standard, the design required an imaginative and unique approach. Apart from the control unit which would host the EMV stack the appliance featured the following peripherals:
  • Modem
  • Graphic LCD
  • Printer
  • Keypad with 24 keys
  • Magstripe reader
  • Smart card interface
  • SAM slots
  • CF slot
  • Serial links
  • Parallel Flash
  • RTC

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    Block diagram
     
    Prototype Test Setup
     

       
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